Staying in house built with interest based loan


Question :

Father is trying to take loan from a bank and trying to complete his new home works and the son truly gives the warning to his father about the imperssiblity of giving riba. And father decided to take loan then, is it permissible for the son to live in the home which is made with use of loan ? And can he help his father for payback loan in future?

Answer :

You know that riba (interest) is forbidden. Allah says
“Those who consume interest cannot stand [on the Day of Resurrection] except as one stands
who is being possessed by Satan into insanity.”
(Surah Al Baqarah 275)
And the messenger sallallahu alaihi wasallam says
“Allah has cursed the one who consumes Riba (interest), the one who gives it, the one who records it and the witnesses.”
He (sallallahu alaihi wa sallam) said: “They are all the same.”
[Sahih Muslim]

Even saving the money in banks is not permitted except in dire necessity. And the necessity is not decided as some deviants do. They may do any sin and claim that it is a necessity.

Rather the necessity means that you fear the wealth to be lost or stolen if you don’t keep it in a bank.
The legislative meaning of ‘daroorah’ (necessity) is that you fear an unbearable loss in your wealth, body or honor.

So it is not permitted to stay in that home. At the same time you should keep on advising him. He may rectify if Allah wills.

Answered by Shaykh Abu Amr Abdul Kareem Al Hajooree hafidahullah

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